CAPITAL ALERT — 2 active: Fortis Bridge Capital (warehouse line pulled May 9) · Summit Capital Partners (stop-fund order, TX deals) View watchlist → ▤

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Prepay Penalty Decoder

Input loan amount + prepay structure. Get the dollar cost to exit at months 6, 9, 12, 15, 18. Covers step-down, yield maintenance, exit fee, lockout.

Calculator

Loan Amount ($)

Structure

All figures illustrative — verify with counsel. Methodology →

Background coverage

prepay

Decoding 2-1-1 vs 3-2-1 Prepay: A $180k Difference

On a $6M bridge loan, the spread between a 2-1-1 and a 3-2-1 prepayment schedule isn't aesthetic — it's a six-figure line item that moves depending on exactly when you hand the keys to your agency lender.